Investment

Before you wire the money,
hear the case against it.

A friend’s seed round, a rental flat, a chunk of your bonus. The Investor reads the deal, The CFO asks what you can afford to lose, The Skeptic argues the case against. They’re AI, not licensed advisors — the memo shows what would change the call.

Start free See how it works

Free to start. No card.

Example. You write: “A friend is raising a $1.5M seed for his logistics startup and asked if I’d put in $50k. That’s about a third of my savings.” She proposes a board of three — The Investor · The CFO · The Skeptic — on “Put $50k into a friend’s seed round?”, about 6–10 minutes, about 95 credits. Nothing runs until you tap.

Examples

The friend’s round, and the flat.
Both argued before you commit.

The ask as someone about to invest would type it, how she read it, who sat, and what came back. Examples written for this page, not recorded runs.

$50k into a friend’s seed?

Money · Board of 3

A friend is raising $1.5M for his logistics startup on a SAFE at a $12M cap. He asked me for $50k — about a third of my $150k savings. I believe in him. Should I?

Chief of staff

Your savings and a friendship — a board. I’d seat The Investor, The CFO and The Skeptic.

The InvestorVC Partner
The CFOFinancial Controller
The SkepticRisk Assessor

The board’s call

Invest $15k, not $50k — an amount you could lose without it touching the friendship.

Most seed investments return nothing and a few return a lot. One cheque at a third of your savings is a bet you can’t spread; $15k says you believe in him without needing him to win.

Confidence74 · Moderate

The Investor disagreed

“If you believe in him, $15k at a $12M cap is a small ticket he may not take. Ask what minimum he’s accepting.”

First step Ask him the minimum cheque and who’s leadingthis week

Example · Board of 3 · about 95 credits

Buy the rental flat?

Money · One expert

A two-bed flat near the university: €240k, rents for about €1,250 a month. I’d put down €70k and borrow the rest at 4.2%. Good investment?

Chief of staff

The Analyst takes this — three scenarios on one page.

The AnalystData Expert

Asked first

Would you manage it yourself, or pay an agent?

MyselfAn agentNot sure

The call · The Analyst

Only at €220k or less. At €240k, after the loan, an agent and repairs, it barely pays for itself.

€15,000 a year in rent against about €7,100 in interest, €1,800 for an agent and a repair budget leaves little — and one empty term wipes it out.

Example · One expert · about 45 credits

What she handles

The deal, read.
The amount, decided first.

The facts of the deal on file, the question about you asked first, and a memo the person you share savings with can read.

The deal, on file.

The round, the cap, your savings, what you already hold. Each fact keeps where it came from; home stays apart from work.

Asked first.

When the answer turns on you, the expert asks before answering. Being asked is never charged.

Decide the amount before the call.

Each room ends in one first step with a date. They wait under Open until they’re done.

The experts

The thesis,
and the case against it.

The Investor asks if it can get big, The Analyst puts three outcomes on one page, The Devil’s Advocate argues against the deal you already like. They’re AI, not licensed advisors.

VC Partner

The Investor

I’m not asking if it can work. I’m asking if it can get big, and what it’s worth if it can’t.

The Investor VC Partner

Best on: Raising, valuation, selling, or a job offer against your own company.
Won’t let you: Mistake a good small business for a fundable one, or the reverse.

Try asking The Investor

Start with

The InvestorOpen on every plan, Free included

Pick an expert

Hover, tap or tab throughSwipe, then tap one

GPT
Claude
Gemini
Grok

Seats are spread across model families: GPT, Claude, Gemini, Grok and more.

Questions

Fair questions.
Straight answers.

What people ask before they bring her this kind of call.

Or see pricing · every use case

Is this financial advice?

No. The experts are AI, not licensed financial advisors, and they can be wrong. What you get is your numbers run more than one way, the call with the conditions it holds under, and the dissent — for a decision you still make yourself, or bring to a professional.

Can it read the deck or the term sheet?

Yes. Attach or paste it; she keeps what matters on file and the experts read it with you. Have a lawyer review anything you sign.

Does it pick stocks?

No. It argues a specific decision you bring, on your numbers. It doesn’t recommend securities or manage money.

What does it cost?

Free to start — 150 credits every month + 250 to start. Talking to her is free within a daily allowance. A consult’s card says about 45 credits and a three-seat board’s says about 95 credits; nothing runs until you tap, and you pay for what the room really used.

Close to this

Topic

Money & finance

Your numbers, run more than one way. Before you move the money.

Decision

Fundraising

Raise now, or wait for better numbers? Get it argued before the first call.